Dr Claire Margaret Dale

PhD, MA, BA, BCom


Academic specialisations are comparative and critical discourse analysis, useful methods for research and analysis of economics, politics, and law texts. Research interests are economic theory and policy development, with emphasis on seeking solutions to New Zealand’s economic and social problems, including the ageing population and the associated escalation of pension, health and care costs. Current research aims to foster greater understanding of the issues around pension portability, longevity risk, decumulation, the tax and welfare interface, and intergenerational equity. A related project is action research through Nga Tangata Microfinance Trust, which she founded in 2010 with loan capital provided by Kiwibank, with the aims of social justice, financial literacy and financial inclusion. Nga Tangata provides safe, fair, affordable credit for people on low incomes.

Research | Current

Intergenerational equity; Gender penalties and retirement; Long-term aged care; Age-related social and economic policy; Debt and consumer protection

Postgraduate supervision

Summer scholar 2018-2019: Age-friendly Auckland?


  • 2000    University of Auckland PhD Scholarship
  • 2015 – 2017         Worldwide University Network Scholarship


Research and writing working papers and articles for the Retirement Policy and Research Centre; organisation of public events to share information, educate the public and promote positive policy change; collate and publish quarterly newsletter RPRC Update.

Selected publications and creative works (Research Outputs)

As of 29 October 2020 there will be no automatic updating of 'selected publications and creative works' from Research Outputs. Please continue to keep your Research Outputs profile up to date.
  • Dale, M., & Sbai, E. (2017). External evaluation 2016: A pathway toward financial inclusion and improved wellbeing. University of Auckland, Centre for Applied Research in Economics: Centre for Applied Research in Economics.
    URL: http://hdl.handle.net/2292/39701
    Other University of Auckland co-authors: Erwann Sbai
  • Dale, M. C. (2017). Some equity issues in health and care policy and provision. Paper presented at 25th Annual Colloquium of Superannuation Researchers hosted by CEPAR and the School of Risk and Actuarial Studies, UNSW, Australia. 6 July - 7 July 2017.
  • Dale, M. (2017). Ageing and the economics of caring. 1-22. Auckland, new Zealand: Retirement Policy and Research Centre, The University of Auckland.
    URL: http://hdl.handle.net/2292/38596
  • Cotterell, G., St John, S., Dale, M. C., & So, Y. (2017). Further fraying of the welfare safety net. Auckland, New Zealand: Child Poverty Action Group Inc. Related URL.
    URL: http://hdl.handle.net/2292/43436
    Other University of Auckland co-authors: Gerard Cotterell, Susan St John, Yun So
  • Dale, M. C. (2017). Whakapono: End child poverty in Maori whanau. Auckland, New Zealand: Child Poverty Action Group Inc. Related URL.
  • St John, S., & Dale, M. C. (2012). Evidence-based evaluation: Working for Families. Policy Quarterly, 8 (1), 39-51. Related URL.
    Other University of Auckland co-authors: Susan St John
  • Dale, M. C., & St John, S. (2011). Funding the long goodnight: the rapidly growing market for long-term care of the frail elderly. Paper presented at New Zealand Association of Economists 2011 Conference, Wellington. 29 June - 1 July 2011.
    Other University of Auckland co-authors: Susan St John
  • St John, S., & Dale, M. C. (2010). New Zealand Family Assistance for poor children: the experience of child-based work incentives. European Journal of Social Security, 12 (3), 216-241.
    URL: http://hdl.handle.net/2292/17316
    Other University of Auckland co-authors: Susan St John


Contact details

Primary office location

Level 6, Room 679
New Zealand

Web links